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Senior Credit Risk Manager, Retail Banking
Job Responsibilities:
Reporting directly to the Head of Credit Risk, this role is primarily responsible for credit review and approval, as well as the development and enhancement of associated credit strategies, manuals, and processes. Key responsibilities include:
- Conducting regular reviews and approvals of SME loan applications.
- Developing and refining the relevant credit policy manual, processes, and standards.
- Leading the creation of data-driven credit assessment strategies, methodologies, and tools.
- Supporting credit product development projects and other related initiatives.
- Offering feedback to improve the overall credit management cycle.
Job Requirements:
- 5 to 7+ years of experience in credit approval and/or credit analytics and policy in banking industry.
- Comprehensive knowledge of the Hong Kong SME loan market and associated regulatory requirements.
- Holder of a university degree.
- Proficient in both written and spoken English and Chinese (Cantonese and Mandarin).
Benefits:
- Attractive salary and benefits package.
- Join a dynamic credit team at a cutting-edge bank.
- Enjoy a friendly, collaborative, and innovative workplace.
- Opportunities for professional development and career growth.
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